An elderly Mr. Steinberg and the widow, Joyce Cohen, were sitting in the lobby of a retirement home.

Mr. Steinberg, a widower himself, says to Joyce, "For five dollars, I'll have sex with you on that rocking chair over there. For ten dollars, I'll have sex with you on that couch. But for twenty dollars, I'll take you to my room, light a few candles and give you a romantic evening of passion you'll never forget."

Joyce considers this for a moment and then, after digging through her purse, produces a twenty dollar bill.

Mr. Steinberg says, "So, you want the romantic night in my room, eh?" Joyce says, "No, I want four times in the rocker."